Hilton, NY
Hilton, NY's wildfire risk, in USFS's own numbers
USFS scores Hilton at the 5th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,980 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hilton at the 6th percentile, close to its 5th-percentile risk score.
Hilton's building exposure, zone by zone
74.2% of Hilton's 1,980 buildings sit in USFS's Minimal exposure zone, with only 25.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Hilton ranks
There's little gap between Hilton's 5th national percentile and its 5th percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hilton ranks 29,922 for wildfire risk (1 is highest) and 7,533 by building count (1 is largest). Within New York alone, it ranks 1,221 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Hilton and the insurance market
At the 5th national percentile, Hilton rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 74.2% of buildings rated Minimal exposure, Hilton gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hilton's figures come from
Hilton's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hilton's dominant minimal exposure actually means, with real examples from across the dataset.