Hillview, KY
How exposed is Hillview to wildfire?
USFS's Wildfire Risk to Communities model puts Hillview at the 21st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 4,446 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hillview at the 23rd percentile, close to its 21st-percentile risk score.
Hillview's building exposure, zone by zone
44.7% of Hillview's 4,446 buildings sit in USFS's Minimal exposure zone, with only 15.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Hillview ranks
There's little gap between Hillview's 21st national percentile and its 35th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hillview ranks 24,960 for wildfire risk (1 is highest) and 3,841 by building count (1 is largest). Within Kentucky alone, it ranks 358 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Hillview and the insurance market
At the 21st national percentile, Hillview rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 44.7% of buildings rated Minimal exposure, Hillview gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hillview's figures come from
Every one of the two percentiles behind Hillview's 24,960-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hillview's dominant minimal exposure actually means, with real examples from across the dataset.