Hillview, IL
Hillview wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hillview at the 26th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 152 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hillview at the 26th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Hillview: 78.3% of its 152 buildings, versus 21.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Hillview against the rest of the country
Hillview's 73rd-percentile standing inside Illinois outpaces its 26th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Hillview ranks 23,409 for wildfire risk (1 is highest) and 26,796 by building count (1 is largest). Within Illinois alone, it ranks 399 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Hillview and the insurance market
Hillview's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 78.3% of Hillview in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hillview's figures come from
Every one of the two percentiles behind Hillview's 23,409-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hillview's dominant direct exposure actually means, with real examples from across the dataset.