Hilltop, OH
Hilltop, OH's wildfire risk, in USFS's own numbers
USFS scores Hilltop at the 30th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 480 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hilltop at the 31st percentile, close to its 30th-percentile risk score.
Where Hilltop's buildings actually sit
Only 43.3% of Hilltop's 480 buildings carry Direct exposure and 0% carry Indirect; the remaining 56.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Hilltop ranks
Compare Hilltop's two percentiles: 66th within Ohio, only 30th nationally — a gap of 36 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hilltop ranks 21,975 for wildfire risk (1 is highest) and 17,711 by building count (1 is largest). Within Ohio alone, it ranks 426 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Hilltop and the insurance market
Hilltop's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 56.7% of buildings rated Minimal exposure, Hilltop gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Hilltop's 30th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Hilltop, see the exposure-zones guide.