Hilltop, GA
How exposed is Hilltop to wildfire?
Hilltop's 152 buildings earn a 72nd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hilltop at the 76th percentile, close to its 72nd-percentile risk score.
What "at risk" means for the buildings here
152 buildings are counted in Hilltop, and 82.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Hilltop ranks
There's little gap between Hilltop's 72nd national percentile and its 74th percentile inside Georgia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hilltop ranks 8,722 for wildfire risk (1 is highest) and 26,793 by building count (1 is largest). Within Georgia alone, it ranks 176 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Hilltop and the insurance market
Hilltop's high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 82.2% of Hilltop in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hilltop's figures come from
Hilltop's 72nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hilltop's dominant direct exposure actually means, with real examples from across the dataset.