Hillsboro, TX
Hillsboro wildfire risk explained
USFS scores Hillsboro at the 75th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 3,991 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hillsboro's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
Where Hillsboro's buildings actually sit
Most of Hillsboro's buildings (56.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Hillsboro against the rest of the country
Hillsboro's 75th national percentile looks worse in isolation than its 47th ranking inside Texas does — this place is on the milder end for its own state, by 28 points. Among the 31,521 US communities USFS scores, Hillsboro ranks 7,764 for wildfire risk (1 is highest) and 4,256 by building count (1 is largest). Within Texas alone, it ranks 945 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Hillsboro
Hillsboro's high rating (75th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Hillsboro (56.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Hillsboro's figures come from
The methodology guide shows exactly how USFS turned 3,991 counted buildings into the percentiles shown above for Hillsboro. The exposure-zones guide covers what Hillsboro's dominant indirect exposure actually means, with real examples from across the dataset.