Hillsboro, ND
Hillsboro wildfire risk explained
Hillsboro sits at the 38th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,023 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hillsboro at the 37th percentile, close to its 38th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 90.1% of Hillsboro's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 9.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Hillsboro ranks
Inside North Dakota, Hillsboro sits at just the 22nd percentile even though it scores 38th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Hillsboro ranks 19,449 for wildfire risk (1 is highest) and 11,777 by building count (1 is largest). Within North Dakota alone, it ranks 314 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
At the 38th national percentile, Hillsboro rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 90.1% of Hillsboro outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Hillsboro's figures come from
Every one of the two percentiles behind Hillsboro's 19,449-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hillsboro's dominant minimal exposure actually means, with real examples from across the dataset.