Hillsboro, IN
Hillsboro, IN's wildfire risk, in USFS's own numbers
Hillsboro's 350 buildings earn a 6th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hillsboro's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
What "at risk" means for the buildings here
Most of Hillsboro's buildings (79.4% of 350) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Hillsboro ranks
Compare Hillsboro's two percentiles: 40th within Indiana, only 6th nationally — a gap of 35 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hillsboro ranks 29,684 for wildfire risk (1 is highest) and 20,305 by building count (1 is largest). Within Indiana alone, it ranks 577 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Hillsboro
Hillsboro's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 79.4% of buildings rated Minimal exposure, Hillsboro gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hillsboro's figures come from
The methodology guide shows exactly how USFS turned 350 counted buildings into the percentiles shown above for Hillsboro. The exposure-zones guide covers what Hillsboro's dominant minimal exposure actually means, with real examples from across the dataset.