WildfireRiskFinder

Hillsboro, IL

Hillsboro, IL's wildfire risk, in USFS's own numbers

Moderate
23rdpercentile nationally

Hillsboro's 2,577 buildings earn a 23rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)

USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hillsboro at the 23rd percentile, close to its 23rd-percentile risk score.

Hillsboro's building exposure, zone by zone

2,577Total buildings
23.5%Direct exposure
59.8%Indirect exposure
16.7%Minimal exposure

Most of Hillsboro's buildings (59.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.

How Hillsboro compares

Compare Hillsboro's two percentiles: 67th within Illinois, only 23rd nationally — a gap of 44 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hillsboro ranks 24,384 for wildfire risk (1 is highest) and 6,147 by building count (1 is largest). Within Illinois alone, it ranks 483 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.

What this risk score means for insurance

Hillsboro's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.

What would actually reduce this score

Because 59.8% of Hillsboro's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.

Where Hillsboro's figures come from

Every one of the two percentiles behind Hillsboro's 24,384-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hillsboro's dominant indirect exposure actually means, with real examples from across the dataset.