Hillsboro Beach, FL
Hillsboro Beach, FL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Hillsboro Beach at the 51st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 383 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hillsboro Beach's burn probability — fire likelihood with no building count factored in — sits at the 59th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 90.1% of Hillsboro Beach's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 9.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Hillsboro Beach compares
Hillsboro Beach ranks lower within Florida (5th percentile statewide) than its 51st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Hillsboro Beach ranks 15,309 for wildfire risk (1 is highest) and 19,556 by building count (1 is largest). Within Florida alone, it ranks 908 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Hillsboro Beach and the insurance market
Hillsboro Beach's elevated rating (51st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 90.1% of buildings rated Minimal exposure, Hillsboro Beach gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hillsboro Beach's figures come from
Every one of the two percentiles behind Hillsboro Beach's 15,309-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hillsboro Beach's dominant minimal exposure actually means, with real examples from across the dataset.