Hillsboro, AL
Hillsboro wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hillsboro at the 29th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 376 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hillsboro at the 31st percentile, close to its 29th-percentile risk score.
Where Hillsboro's buildings actually sit
376 buildings are counted in Hillsboro, and 69.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 11.7% rated Minimal.
Where Hillsboro ranks
Inside Alabama, Hillsboro sits at just the 2nd percentile even though it scores 29th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Hillsboro ranks 22,333 for wildfire risk (1 is highest) and 19,736 by building count (1 is largest). Within Alabama alone, it ranks 579 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Hillsboro and the insurance market
At the 29th national percentile, Hillsboro rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Hillsboro (69.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Hillsboro's figures come from
The methodology guide shows exactly how USFS turned 376 counted buildings into the percentiles shown above for Hillsboro. The exposure-zones guide covers what Hillsboro's dominant direct exposure actually means, with real examples from across the dataset.