Hills, MN
Hills wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hills at the 21st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 415 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hills's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
Where Hills's buildings actually sit
Only 30.6% of Hills's 415 buildings carry Direct exposure and 0% carry Indirect; the remaining 69.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Hills against the rest of the country
There's little gap between Hills's 21st national percentile and its 25th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hills ranks 24,866 for wildfire risk (1 is highest) and 18,926 by building count (1 is largest). Within Minnesota alone, it ranks 688 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 21st national percentile, Hills rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Hills
With 69.4% of buildings rated Minimal exposure, Hills gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Hills's 24,866-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Hills, see the exposure-zones guide.