Hills and Dales, OH
Hills and Dales wildfire risk explained
USFS scores Hills and Dales at the 25th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 128 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hills and Dales at the 28th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Hills and Dales's building exposure, zone by zone
USFS classifies 98.4% of Hills and Dales's buildings as Direct exposure, higher than its 0% Indirect share and far above its 1.6% Minimal share — a profile where 126 structures sit close enough to vegetation that lot clearing matters most.
Where Hills and Dales ranks
Hills and Dales's 58th-percentile standing inside Ohio outpaces its 25th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Hills and Dales ranks 23,553 for wildfire risk (1 is highest) and 27,813 by building count (1 is largest). Within Ohio alone, it ranks 530 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Hills and Dales
Hills and Dales's moderate wildfire rating (25th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Hills and Dales's 98.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 128 counted buildings into the percentiles shown above for Hills and Dales. For more on what direct exposure implies beyond Hills and Dales, see the exposure-zones guide.