Hillman, MN
How exposed is Hillman to wildfire?
USFS's Wildfire Risk to Communities model puts Hillman at the 80th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 36 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hillman's burn probability — fire likelihood with no building count factored in — sits at the 79th percentile nationally.
What "at risk" means for the buildings here
36 buildings are counted in Hillman, and 80.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Hillman against the rest of the country
Within Minnesota, Hillman ranks higher (98th percentile) than it does nationally (80th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hillman ranks 6,462 for wildfire risk (1 is highest) and 31,254 by building count (1 is largest). Within Minnesota alone, it ranks 21 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Hillman and the insurance market
At the 80th percentile nationally, Hillman carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Hillman
Because Direct exposure dominates in Hillman (80.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 36 counted buildings into the percentiles shown above for Hillman. For more on what direct exposure implies beyond Hillman, see the exposure-zones guide.