Hillman, MI
Hillman wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hillman at the 25th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 494 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hillman at the 25th percentile, close to its 25th-percentile risk score.
Hillman's building exposure, zone by zone
Most of Hillman's buildings (57.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Hillman against the rest of the country
Compare Hillman's two percentiles: 76th within Michigan, only 25th nationally — a gap of 51 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hillman ranks 23,539 for wildfire risk (1 is highest) and 17,458 by building count (1 is largest). Within Michigan alone, it ranks 179 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Hillman and the insurance market
At the 25th national percentile, Hillman rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Hillman
Because 57.7% of Hillman's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 494 counted buildings into the percentiles shown above for Hillman. For more on what indirect exposure implies beyond Hillman, see the exposure-zones guide.