Hillisburg, IN
How exposed is Hillisburg to wildfire?
Out of every US place USFS scores, Hillisburg lands at the 0th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 77 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hillisburg at the 0th percentile, close to its 0th-percentile risk score.
What "at risk" means for the buildings here
67.5% of Hillisburg's 77 buildings sit in USFS's Minimal exposure zone, with only 32.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Hillisburg ranks
There's little gap between Hillisburg's 0th national percentile and its 0th percentile inside Indiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hillisburg ranks 31,520 for wildfire risk (1 is highest) and 30,003 by building count (1 is largest). Within Indiana alone, it ranks 967 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Hillisburg's low wildfire rating (0th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 67.5% of buildings rated Minimal exposure, Hillisburg gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hillisburg's figures come from
Every one of the two percentiles behind Hillisburg's 31,520-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hillisburg's dominant minimal exposure actually means, with real examples from across the dataset.