Hilliard, FL
Hilliard, FL's wildfire risk, in USFS's own numbers
Hilliard's 1,393 buildings earn a 80th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hilliard at the 81st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Hilliard's building exposure, zone by zone
78.9% of Hilliard's 1,393 buildings sit in USFS's Direct exposure zone, roughly 1,099 structures close enough to burnable vegetation for flame contact, not just embers — 21.1% fall in the Indirect, ember-only zone and 0% are Minimal.
Hilliard against the rest of the country
Hilliard ranks lower within Florida (47th percentile statewide) than its 80th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Hilliard ranks 6,456 for wildfire risk (1 is highest) and 9,660 by building count (1 is largest). Within Florida alone, it ranks 510 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Hilliard
Hilliard's 80th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 78.9% of Hilliard in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hilliard's 6,456-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Hilliard, see the exposure-zones guide.