Hilldale, PA
Hilldale, PA's wildfire risk, in USFS's own numbers
Hilldale sits at the 27th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 621 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hilldale at the 28th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Hilldale's buildings actually sit
USFS classifies 91.6% of Hilldale's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 8.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Hilldale compares
Hilldale scores 27th nationally and 33rd within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hilldale ranks 22,896 for wildfire risk (1 is highest) and 15,550 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,330 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Hilldale
Hilldale's moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 91.6% of buildings rated Minimal exposure, Hilldale gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hilldale's figures come from
Every one of the two percentiles behind Hilldale's 22,896-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hilldale's dominant minimal exposure actually means, with real examples from across the dataset.