Hillcrest Village, TX
Hillcrest Village wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hillcrest Village at the 83rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 370 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hillcrest Village's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
What "at risk" means for the buildings here
51.4% of Hillcrest Village's 370 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 48.7% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Hillcrest Village compares
Hillcrest Village scores 83rd nationally and 69th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hillcrest Village ranks 5,403 for wildfire risk (1 is highest) and 19,873 by building count (1 is largest). Within Texas alone, it ranks 563 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Hillcrest Village and the insurance market
Hillcrest Village's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Hillcrest Village's 51.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 370 counted buildings into the percentiles shown above for Hillcrest Village. For more on what indirect exposure implies beyond Hillcrest Village, see the exposure-zones guide.