Hillcrest, NY
How exposed is Hillcrest to wildfire?
Out of every US place USFS scores, Hillcrest lands at the 21st percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,822 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hillcrest's burn probability — fire likelihood with no building count factored in — sits at the 21st percentile nationally.
Where Hillcrest's buildings actually sit
Only 20.1% of Hillcrest's 1,822 buildings carry Direct exposure and 0% carry Indirect; the remaining 79.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Hillcrest ranks
Compare Hillcrest's two percentiles: 46th within New York, only 21st nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hillcrest ranks 24,871 for wildfire risk (1 is highest) and 7,999 by building count (1 is largest). Within New York alone, it ranks 690 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Hillcrest's moderate rating (21st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 79.9% of Hillcrest outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,822 counted buildings into the percentiles shown above for Hillcrest. For more on what minimal exposure implies beyond Hillcrest, see the exposure-zones guide.