Hillcrest Heights, FL
Hillcrest Heights, FL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Hillcrest Heights lands at the 93rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 163 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hillcrest Heights at the 94th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Hillcrest Heights's buildings actually sit
Direct exposure dominates in Hillcrest Heights: 70.6% of its 163 buildings, versus 0.6% Indirect and 28.8% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Hillcrest Heights ranks
Hillcrest Heights scores 93rd nationally and 88th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hillcrest Heights ranks 2,204 for wildfire risk (1 is highest) and 26,277 by building count (1 is largest). Within Florida alone, it ranks 119 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Hillcrest Heights's very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 70.6% of Hillcrest Heights in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hillcrest Heights's figures come from
Hillcrest Heights's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hillcrest Heights's dominant direct exposure actually means, with real examples from across the dataset.