Hill 'n Dale, FL
Hill 'n Dale, FL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Hill 'n Dale lands at the 87th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 958 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hill 'n Dale at the 88th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 56.6% of Hill 'n Dale's buildings as Direct exposure, higher than its 43.4% Indirect share and far above its 0% Minimal share — a profile where 542 structures sit close enough to vegetation that lot clearing matters most.
Hill 'n Dale against the rest of the country
Hill 'n Dale's 87th national percentile looks worse in isolation than its 72nd ranking inside Florida does — this place is on the milder end for its own state, by 15 points. Among the 31,521 US communities USFS scores, Hill 'n Dale ranks 4,087 for wildfire risk (1 is highest) and 12,240 by building count (1 is largest). Within Florida alone, it ranks 272 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Hill 'n Dale and the insurance market
Hill 'n Dale's very high rating (87th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 56.6% of Hill 'n Dale in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hill 'n Dale's 4,087-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Hill 'n Dale, see the exposure-zones guide.