Highwood, IL
Highwood, IL's wildfire risk, in USFS's own numbers
Highwood's 1,451 buildings earn a 23rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Highwood's burn probability — fire likelihood with no building count factored in — sits at the 26th percentile nationally.
Where Highwood's buildings actually sit
99% of Highwood's 1,451 buildings sit in USFS's Minimal exposure zone, with only 1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Highwood compares
Within Illinois, Highwood ranks higher (67th percentile) than it does nationally (23rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Highwood ranks 24,258 for wildfire risk (1 is highest) and 9,390 by building count (1 is largest). Within Illinois alone, it ranks 475 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Highwood
Highwood's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 99% of buildings rated Minimal exposure, Highwood gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Highwood's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Highwood, see the exposure-zones guide.