Highpoint, OH
How exposed is Highpoint to wildfire?
Out of every US place USFS scores, Highpoint lands at the 13th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 729 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Highpoint at the 15th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Highpoint's buildings actually sit
USFS classifies 72.2% of Highpoint's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 27.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Highpoint against the rest of the country
Highpoint's 39th-percentile standing inside Ohio outpaces its 13th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Highpoint ranks 27,460 for wildfire risk (1 is highest) and 14,353 by building count (1 is largest). Within Ohio alone, it ranks 780 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Highpoint and the insurance market
Highpoint's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 72.2% of buildings rated Minimal exposure, Highpoint gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Highpoint's figures come from
The methodology guide shows exactly how USFS turned 729 counted buildings into the percentiles shown above for Highpoint. The exposure-zones guide covers what Highpoint's dominant minimal exposure actually means, with real examples from across the dataset.