Highland (Vanderburgh), IN
Highland (Vanderburgh), IN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Highland (Vanderburgh) at the 26th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 2,007 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Highland (Vanderburgh)'s burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
Where Highland (Vanderburgh)'s buildings actually sit
USFS classifies 56.9% of Highland (Vanderburgh)'s buildings as Direct exposure, higher than its 26.2% Indirect share and far above its 16.9% Minimal share — a profile where 1,141 structures sit close enough to vegetation that lot clearing matters most.
Highland (Vanderburgh) against the rest of the country
Compare Highland (Vanderburgh)'s two percentiles: 91st within Indiana, only 26th nationally — a gap of 65 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Highland (Vanderburgh) ranks 23,442 for wildfire risk (1 is highest) and 7,458 by building count (1 is largest). Within Indiana alone, it ranks 88 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Highland (Vanderburgh)
Highland (Vanderburgh)'s moderate rating (26th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Highland (Vanderburgh)'s 56.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Highland (Vanderburgh)'s figures come from
Highland (Vanderburgh)'s 26th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Highland (Vanderburgh)'s dominant direct exposure actually means, with real examples from across the dataset.