Highland, UT
Highland, UT's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Highland at the 95th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 5,869 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Highland at the 91st national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 42.6% of Highland's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 25.1% Direct and 32.3% Indirect — a landscape-level risk rather than a building-by-building one. At 5,869 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Highland compares
Highland ranks lower within Utah (79th percentile statewide) than its 95th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Highland ranks 1,717 for wildfire risk (1 is highest) and 2,933 by building count (1 is largest). Within Utah alone, it ranks 71 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
At the 95th percentile nationally, Highland carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Highland
With 42.6% of buildings rated Minimal exposure, Highland gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Highland's figures come from
The methodology guide shows exactly how USFS turned 5,869 counted buildings into the percentiles shown above for Highland. The exposure-zones guide covers what Highland's dominant minimal exposure actually means, with real examples from across the dataset.