Highland Park, NJ
Highland Park, NJ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Highland Park at the 38th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 3,438 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Highland Park's burn probability — fire likelihood with no building count factored in — sits at the 38th percentile nationally.
Where Highland Park's buildings actually sit
Only 6.2% of Highland Park's 3,438 buildings carry Direct exposure and 0% carry Indirect; the remaining 93.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Highland Park compares
Highland Park scores 38th nationally and 38th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Highland Park ranks 19,697 for wildfire risk (1 is highest) and 4,857 by building count (1 is largest). Within New Jersey alone, it ranks 431 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Highland Park
Highland Park's moderate rating (38th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Highland Park's 93.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Highland Park's 19,697-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Highland Park, see the exposure-zones guide.