Highland, OH
How exposed is Highland to wildfire?
Highland's 170 buildings earn a 5th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Highland at the 5th percentile, close to its 5th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 81.2% of Highland's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 18.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Highland against the rest of the country
Within Ohio, Highland ranks higher (24th percentile) than it does nationally (5th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Highland ranks 29,927 for wildfire risk (1 is highest) and 26,039 by building count (1 is largest). Within Ohio alone, it ranks 956 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Highland and the insurance market
Highland's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Highland
Even with 81.2% of Highland outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Highland's figures come from
Highland's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Highland's dominant minimal exposure actually means, with real examples from across the dataset.