Highland Hills, OH
Highland Hills, OH's wildfire risk, in USFS's own numbers
Highland Hills sits at the 22nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 266 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Highland Hills's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
What "at risk" means for the buildings here
Only 15.8% of Highland Hills's 266 buildings carry Direct exposure and 0% carry Indirect; the remaining 84.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Highland Hills ranks
Within Ohio, Highland Hills ranks higher (53rd percentile) than it does nationally (22nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Highland Hills ranks 24,744 for wildfire risk (1 is highest) and 22,645 by building count (1 is largest). Within Ohio alone, it ranks 599 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Highland Hills's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Highland Hills
Even with 84.2% of Highland Hills outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 266 counted buildings into the percentiles shown above for Highland Hills. For more on what minimal exposure implies beyond Highland Hills, see the exposure-zones guide.