Highland Heights, OH
Highland Heights wildfire risk explained
USFS scores Highland Heights at the 22nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 3,764 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Highland Heights at the 24th percentile, close to its 22nd-percentile risk score.
Highland Heights's building exposure, zone by zone
Only 20.4% of Highland Heights's 3,764 buildings carry Direct exposure and 11.2% carry Indirect; the remaining 68.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Highland Heights compares
Compare Highland Heights's two percentiles: 54th within Ohio, only 22nd nationally — a gap of 32 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Highland Heights ranks 24,498 for wildfire risk (1 is highest) and 4,460 by building count (1 is largest). Within Ohio alone, it ranks 584 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Highland Heights's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Highland Heights's 68.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Highland Heights's figures come from
The methodology guide shows exactly how USFS turned 3,764 counted buildings into the percentiles shown above for Highland Heights. The exposure-zones guide covers what Highland Heights's dominant minimal exposure actually means, with real examples from across the dataset.