Highland Haven, TX
Highland Haven, TX's wildfire risk, in USFS's own numbers
Highland Haven's 462 buildings earn a 83rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Highland Haven at the 82nd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Highland Haven's building exposure, zone by zone
Indirect exposure is dominant in Highland Haven (63% of 462 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 22.1% sit in the Direct zone.
How Highland Haven compares
Highland Haven scores 83rd nationally and 69th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Highland Haven ranks 5,431 for wildfire risk (1 is highest) and 18,036 by building count (1 is largest). Within Texas alone, it ranks 566 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Highland Haven and the insurance market
Highland Haven's 83rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 63% of Highland Haven's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 462 counted buildings into the percentiles shown above for Highland Haven. For more on what indirect exposure implies beyond Highland Haven, see the exposure-zones guide.