High Ridge, MO
High Ridge, MO's wildfire risk, in USFS's own numbers
High Ridge sits at the 49th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,007 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts High Ridge at the 50th percentile, close to its 49th-percentile risk score.
Where High Ridge's buildings actually sit
2,007 buildings are counted in High Ridge, and 54.5% of them are Indirect exposure — ember-driven risk rather than the 45.5% in Direct exposure or the 0% rated Minimal.
How High Ridge compares
Inside Missouri, High Ridge sits at just the 31st percentile even though it scores 49th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, High Ridge ranks 16,005 for wildfire risk (1 is highest) and 7,459 by building count (1 is largest). Within Missouri alone, it ranks 729 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
High Ridge and the insurance market
High Ridge's elevated rating (49th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in High Ridge (54.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where High Ridge's figures come from
The methodology guide shows exactly how USFS turned 2,007 counted buildings into the percentiles shown above for High Ridge. The exposure-zones guide covers what High Ridge's dominant indirect exposure actually means, with real examples from across the dataset.