High Point, NC
How exposed is High Point to wildfire?
USFS scores High Point at the 50th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 40,562 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, High Point's burn probability — fire likelihood with no building count factored in — sits at the 52nd percentile nationally.
Where High Point's buildings actually sit
USFS classifies 58.9% of High Point's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 27.2% Direct and 14% Indirect — a landscape-level risk rather than a building-by-building one. At 40,562 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where High Point ranks
There's little gap between High Point's 50th national percentile and its 37th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, High Point ranks 15,926 for wildfire risk (1 is highest) and 238 by building count (1 is largest). Within North Carolina alone, it ranks 490 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
High Point and the insurance market
High Point's elevated wildfire rating (50th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 58.9% of buildings rated Minimal exposure, High Point gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
High Point's 50th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond High Point, see the exposure-zones guide.