High Point, FL
High Point wildfire risk explained
High Point's 2,827 buildings earn a 76th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts High Point at the 75th percentile, close to its 76th-percentile risk score.
High Point's building exposure, zone by zone
USFS classifies 87.4% of High Point's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 12.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where High Point ranks
High Point's 76th national percentile looks worse in isolation than its 40th ranking inside Florida does — this place is on the milder end for its own state, by 37 points. Among the 31,521 US communities USFS scores, High Point ranks 7,467 for wildfire risk (1 is highest) and 5,704 by building count (1 is largest). Within Florida alone, it ranks 576 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
High Point and the insurance market
High Point's high rating (76th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Even with 87.4% of High Point outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where High Point's figures come from
Every one of the two percentiles behind High Point's 7,467-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what High Point's dominant minimal exposure actually means, with real examples from across the dataset.