High Bridge, NJ
High Bridge, NJ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts High Bridge at the 30th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,444 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, High Bridge's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
What "at risk" means for the buildings here
Of High Bridge's 1,444 counted buildings, 69.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
High Bridge against the rest of the country
High Bridge's risk sits at a similar level relative to New Jersey (25th percentile statewide) as it does nationally (30th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, High Bridge ranks 22,062 for wildfire risk (1 is highest) and 9,413 by building count (1 is largest). Within New Jersey alone, it ranks 524 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in High Bridge
High Bridge's moderate wildfire rating (30th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 69.9% of High Bridge in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind High Bridge's 22,062-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond High Bridge, see the exposure-zones guide.