Higginsville, MO
Higginsville, MO's wildfire risk, in USFS's own numbers
Higginsville's 2,466 buildings earn a 44th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Higginsville at the 45th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Higginsville's building exposure, zone by zone
Only 14% of Higginsville's 2,466 buildings carry Direct exposure and 0% carry Indirect; the remaining 86% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Higginsville against the rest of the country
Higginsville ranks lower within Missouri (21st percentile statewide) than its 44th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Higginsville ranks 17,710 for wildfire risk (1 is highest) and 6,362 by building count (1 is largest). Within Missouri alone, it ranks 840 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Higginsville's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Higginsville
Even with 86% of Higginsville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,466 counted buildings into the percentiles shown above for Higginsville. For more on what minimal exposure implies beyond Higginsville, see the exposure-zones guide.