Higginsport, OH
Higginsport, OH's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Higginsport lands at the 22nd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 203 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Higginsport at the 23rd percentile, close to its 22nd-percentile risk score.
What "at risk" means for the buildings here
Most of Higginsport's buildings (64%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Higginsport compares
Within Ohio, Higginsport ranks higher (53rd percentile) than it does nationally (22nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Higginsport ranks 24,657 for wildfire risk (1 is highest) and 24,741 by building count (1 is largest). Within Ohio alone, it ranks 596 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Higginsport and the insurance market
Higginsport's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 64% of Higginsport's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Higginsport's figures come from
Higginsport's 22nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Higginsport's dominant indirect exposure actually means, with real examples from across the dataset.