Higden, AR
Higden wildfire risk explained
Higden sits at the 74th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 178 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Higden's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
Higden's building exposure, zone by zone
73.6% of Higden's 178 buildings sit in USFS's Direct exposure zone, roughly 131 structures close enough to burnable vegetation for flame contact, not just embers — 24.7% fall in the Indirect, ember-only zone and 1.7% are Minimal.
How Higden compares
Higden scores 74th nationally and 63rd within Arkansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Higden ranks 8,119 for wildfire risk (1 is highest) and 25,699 by building count (1 is largest). Within Arkansas alone, it ranks 229 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Higden's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 73.6% of Higden in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 178 counted buildings into the percentiles shown above for Higden. For more on what direct exposure implies beyond Higden, see the exposure-zones guide.