Hickory, OK
Hickory, OK's wildfire risk, in USFS's own numbers
USFS scores Hickory at the 93rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 66 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hickory at the 94th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Hickory's buildings actually sit
66 buildings are counted in Hickory, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Hickory compares
Hickory's 93rd national percentile looks worse in isolation than its 67th ranking inside Oklahoma does — this place is on the milder end for its own state, by 27 points. Among the 31,521 US communities USFS scores, Hickory ranks 2,143 for wildfire risk (1 is highest) and 30,442 by building count (1 is largest). Within Oklahoma alone, it ranks 281 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Hickory
Hickory's 93rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in Hickory (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Hickory's figures come from
The methodology guide shows exactly how USFS turned 66 counted buildings into the percentiles shown above for Hickory. The exposure-zones guide covers what Hickory's dominant direct exposure actually means, with real examples from across the dataset.