Hickman, NE
Hickman, NE's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Hickman at the 71st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 971 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hickman at the 64th national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Hickman's buildings (84.6% of 971) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Hickman against the rest of the country
There's little gap between Hickman's 71st national percentile and its 71st percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hickman ranks 9,269 for wildfire risk (1 is highest) and 12,143 by building count (1 is largest). Within Nebraska alone, it ranks 173 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Hickman's 71st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 84.6% of buildings rated Minimal exposure, Hickman gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 971 counted buildings into the percentiles shown above for Hickman. For more on what minimal exposure implies beyond Hickman, see the exposure-zones guide.