Hibbing, MN
How exposed is Hibbing to wildfire?
Out of every US place USFS scores, Hibbing lands at the 39th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 12,238 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hibbing at the 37th percentile, close to its 39th-percentile risk score.
Hibbing's building exposure, zone by zone
12,238 buildings are counted in Hibbing, and 39.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 29.8% rated Minimal. At 12,238 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Hibbing against the rest of the country
Hibbing scores 39th nationally and 52nd within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hibbing ranks 19,315 for wildfire risk (1 is highest) and 1,264 by building count (1 is largest). Within Minnesota alone, it ranks 440 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Hibbing and the insurance market
Hibbing's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 39.1% of Hibbing in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hibbing's figures come from
Every one of the two percentiles behind Hibbing's 19,315-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hibbing's dominant direct exposure actually means, with real examples from across the dataset.