Heyworth, IL
Heyworth wildfire risk explained
Heyworth sits at the 5th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,360 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Heyworth's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Where Heyworth's buildings actually sit
Heyworth rates 90.3% Minimal exposure against just 9.7% Direct and 0% Indirect — of 1,360 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Heyworth against the rest of the country
Heyworth's 30th-percentile standing inside Illinois outpaces its 5th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Heyworth ranks 29,806 for wildfire risk (1 is highest) and 9,784 by building count (1 is largest). Within Illinois alone, it ranks 1,010 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Heyworth's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Heyworth's 90.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Heyworth's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Heyworth, see the exposure-zones guide.