Hewlett, NY
Hewlett wildfire risk explained
USFS scores Hewlett at the 44th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 2,137 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hewlett's burn probability — fire likelihood with no building count factored in — sits at the 43rd percentile nationally.
Hewlett's building exposure, zone by zone
99.3% of Hewlett's 2,137 buildings sit in USFS's Minimal exposure zone, with only 0.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Hewlett compares
Hewlett's 89th-percentile standing inside New York outpaces its 44th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Hewlett ranks 17,690 for wildfire risk (1 is highest) and 7,102 by building count (1 is largest). Within New York alone, it ranks 144 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Hewlett's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 99.3% of Hewlett outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hewlett's 17,690-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Hewlett, see the exposure-zones guide.