Heuvelton, NY
Heuvelton wildfire risk explained
Out of every US place USFS scores, Heuvelton lands at the 11th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 480 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Heuvelton's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
Where Heuvelton's buildings actually sit
68.5% of Heuvelton's 480 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 31.3% Direct and 0.2% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Heuvelton compares
Compare Heuvelton's two percentiles: 27th within New York, only 11th nationally — a gap of 15 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Heuvelton ranks 28,023 for wildfire risk (1 is highest) and 17,708 by building count (1 is largest). Within New York alone, it ranks 945 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Heuvelton's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Heuvelton (68.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 480 counted buildings into the percentiles shown above for Heuvelton. For more on what indirect exposure implies beyond Heuvelton, see the exposure-zones guide.