Herrin, IL
Herrin wildfire risk explained
Herrin sits at the 36th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 7,321 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Herrin's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Herrin's building exposure, zone by zone
Most of Herrin's buildings (69.7% of 7,321) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 7,321 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Herrin compares
Compare Herrin's two percentiles: 89th within Illinois, only 36th nationally — a gap of 52 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Herrin ranks 20,066 for wildfire risk (1 is highest) and 2,334 by building count (1 is largest). Within Illinois alone, it ranks 167 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Herrin and the insurance market
Herrin's moderate rating (36th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Herrin's 69.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Herrin's figures come from
The methodology guide shows exactly how USFS turned 7,321 counted buildings into the percentiles shown above for Herrin. The exposure-zones guide covers what Herrin's dominant minimal exposure actually means, with real examples from across the dataset.