Herricks, NY
How exposed is Herricks to wildfire?
USFS scores Herricks at the 30th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,481 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Herricks at the 33rd percentile, close to its 30th-percentile risk score.
What "at risk" means for the buildings here
Only 0.3% of Herricks's 1,481 buildings carry Direct exposure and 0% carry Indirect; the remaining 99.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Herricks compares
Herricks's 65th-percentile standing inside New York outpaces its 30th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Herricks ranks 21,971 for wildfire risk (1 is highest) and 9,247 by building count (1 is largest). Within New York alone, it ranks 457 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Herricks's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Herricks's 99.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,481 counted buildings into the percentiles shown above for Herricks. For more on what minimal exposure implies beyond Herricks, see the exposure-zones guide.