Herrick, IL
Herrick wildfire risk explained
USFS's Wildfire Risk to Communities model puts Herrick at the 20th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 315 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Herrick's burn probability — fire likelihood with no building count factored in — sits at the 21st percentile nationally.
Where Herrick's buildings actually sit
315 buildings are counted in Herrick, and 38.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 31.1% rated Minimal.
Where Herrick ranks
Compare Herrick's two percentiles: 62nd within Illinois, only 20th nationally — a gap of 42 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Herrick ranks 25,110 for wildfire risk (1 is highest) and 21,225 by building count (1 is largest). Within Illinois alone, it ranks 547 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Herrick
Herrick's moderate wildfire rating (20th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Herrick (38.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Herrick's figures come from
The methodology guide shows exactly how USFS turned 315 counted buildings into the percentiles shown above for Herrick. The exposure-zones guide covers what Herrick's dominant direct exposure actually means, with real examples from across the dataset.