Hermon, NY
Hermon, NY's wildfire risk, in USFS's own numbers
Hermon's 272 buildings earn a 10th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hermon's burn probability — fire likelihood with no building count factored in — sits at the 10th percentile nationally.
Hermon's building exposure, zone by zone
272 buildings are counted in Hermon, and 68.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Hermon ranks
There's little gap between Hermon's 10th national percentile and its 22nd percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hermon ranks 28,530 for wildfire risk (1 is highest) and 22,449 by building count (1 is largest). Within New York alone, it ranks 1,005 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Hermon and the insurance market
Hermon's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Hermon's 68.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 272 counted buildings into the percentiles shown above for Hermon. For more on what direct exposure implies beyond Hermon, see the exposure-zones guide.