Hermleigh, TX
Hermleigh, TX's wildfire risk, in USFS's own numbers
Hermleigh's 429 buildings earn a 74th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hermleigh's burn probability — fire likelihood with no building count factored in — sits at the 67th percentile nationally.
Where Hermleigh's buildings actually sit
69.2% of Hermleigh's 429 buildings sit in USFS's Minimal exposure zone, with only 23.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Hermleigh compares
Hermleigh's 74th national percentile looks worse in isolation than its 44th ranking inside Texas does — this place is on the milder end for its own state, by 30 points. Among the 31,521 US communities USFS scores, Hermleigh ranks 8,144 for wildfire risk (1 is highest) and 18,682 by building count (1 is largest). Within Texas alone, it ranks 1,009 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Hermleigh and the insurance market
At the 74th percentile nationally, Hermleigh carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Hermleigh's 69.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 429 counted buildings into the percentiles shown above for Hermleigh. For more on what minimal exposure implies beyond Hermleigh, see the exposure-zones guide.