Hermitage, PA
Hermitage wildfire risk explained
Out of every US place USFS scores, Hermitage lands at the 33rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 8,633 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hermitage's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
What "at risk" means for the buildings here
Of Hermitage's 8,633 counted buildings, 55.3% carry Direct exposure and only 34.4% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first. At 8,633 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Hermitage against the rest of the country
Hermitage scores 33rd nationally and 44th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hermitage ranks 21,222 for wildfire risk (1 is highest) and 1,931 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,116 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Hermitage's moderate wildfire rating (33rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 55.3% of Hermitage in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hermitage's figures come from
Hermitage's 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hermitage's dominant direct exposure actually means, with real examples from across the dataset.